> ## Documentation Index
> Fetch the complete documentation index at: https://help.jaxxton.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Requirements and eligibility

> What your business needs to qualify for a Jaxxton corporate charge card.

Before applying, confirm your business meets the eligibility criteria below. These determine whether you can open an account and what spend limit and net terms you'll receive.

## Eligibility

To open a Jaxxton account, your business must have:

* A **US-registered legal entity** with a valid Employer Identification Number (EIN)
* A **physical business address** in the United States
* **Active business presence and operations** in the United States
* A **US business bank account** belonging to the same US business entity applying for the Jaxxton account

## What determines your spend limit and net terms

Jaxxton reviews your application to set two things: your **spend limit** (how much you can charge across all cards) and your **net terms** (how long you have to repay each statement).

Net terms range from **Net-1 to Net-60**. Longer terms mean more float between when you spend and when payment is due. The factors that influence your terms and limit include:

* **Monthly spend volume** — estimated at application and verified against your bank statements
* **Cash balance** — the balance maintained in the connected US business bank account supports underwriting
* **Business history** — how long your company has been operating and its overall financial profile
* **KYB/KYC results** — identity and business verification outcomes

Providing accurate financial information and maintaining a healthy bank balance supports higher limits and longer terms over time.

## International businesses

Jaxxton is a US-based product. We can only work with businesses that meet the eligibility criteria above: a US-registered legal entity with a valid EIN, a physical US business address, active US operations, and a US business bank account under the same entity.

International companies can qualify if they meet those same requirements through a US domestic entity. Foreign owners are supported, and a US Social Security Number isn't required.

If you're an international applicant and don't have your EIN document during the application, email [support@jaxxton.com](mailto:support@jaxxton.com) with your business name and account email. The team can guide you through submitting it separately.

## What happens after approval

Once approved, Jaxxton sets your spend limit and net terms. You can create virtual cards immediately and start spending. Your terms and limit can change over time based on your spend history and account standing.

To discuss a limit increase, contact support at [support@jaxxton.com](mailto:support@jaxxton.com) or reach out to your account manager.


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